There are three main parts to getting contacts: a specific contact lens exam, a contact lens fitting, and actually purchasing the lenses. But before you start, be sure to supplement your purchase with your vision insurance.
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While vision insurance plans vary, you may be able to get some of your fees covered. Typically, the exam and fitting fee are covered or require a small copay, while your materials allowance can help cover or defray the cost of the lenses.
Before you make an appointment, get an understanding of what’s covered under your plan so you know what to ask for. Check with your employer or vision insurance provider to find out your plan details.
TIP: Make sure you bring your vision insurance card with you to your appointment so your doctor’s office can submit a claim quickly and easily.
TIP: Some vision insurance plans allow you to book exams on a calendar year basis, so you may not have to wait a full 365 days until your next exam.
Flexible Spending Accounts
What Is It?
A Flexible Spending Account (FSA) is a special account that you can put money into that is used to pay for certain out-of-pocket health care costs. The benefits of having an FSA are as follows:
You don’t pay any taxes on money that you deposit into the account. Normally, all of your income is taxed, but the amount that you put into an FSA is exempt from taxes!
This account can be used to pay for certain medical, dental, and vision expenses such as deductibles and copayments, as well as prescription medicines. It can also cover medical equipment (think crutches, bandages, and other devices)
When Do I Need to Use It?
You should aim to use all of the money in your FSA by the end of the year, or you could lose the money sitting in the account! If money is leftover at the end of the year, your employer can offer one of the following options:
An additional 2.5 months to spend any remaining money.
OR
Carrying over up to $500 to spend in the following plan year
Check with your employer and medical insurance company for specifics to your plan.
What types of out-of-pocket health care costs can I use my FSA for?
Please check with your specific health insurance provider for exact out-of-pocket expenses that FSA dollars can be used towards, but in general they may include:
Vision exams
Contact lens fittings
Contact lens purchases
Remember, you already paid for your insurance, so it makes sense to use it. Whether you’re new to vision correction or you’re already wearing glasses, it’s the perfect way to try contacts at little to no out-of-pocket cost.
How to Save When You Purchase ACUVUE® Brand Contact Lenses
With MyACUVUE® Rewards you can receive up to $200 in savings per year with proof of an ACUVUE® purchase.
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